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Australians are self-funding more and more of their own health costs, with growth in spending from state and federal governments at a record low.
No one likes missing out, but getting caught on the wrong side of a downturn would be worse.
Exchange traded funds are well worth considering for the easy, low-cost diversification they bring.
Fund managers employing advisers to sell their wares? Oh dear, it's like a pharmaceutical company owning a medical practice.
For more than an hour, Ross Cameron has been toying dejectedly with the blueberry bagel on the desk in front of him. Finally, he picks it up and tosses it into the bin. "This discussion has completely destroyed my appetite," he says.
The owner of a Rozelle convenience store that was destroyed by fire, killing a mum and baby and their neighbour, has been arrested in hospital.
“All the horrible stuff was totally worth it to have my son. But there is absolutely no way I could go through it all again.”
Half of the men and one third of women in Australia will be diagnosed with cancer by the age of 85. If this statistic wasn't sobering enough, much of it is preventable.
Two seconds - that's what separated Stratford from agony and ecstasy.